Creating A Great Impression In Court

If you have ever had to attend court in order to prove your innocence, you know how much your appearance and attitude can impact the proceedings. Unfortunately, all too many people misinterpret how they should dress and what they should do in court, which is why I decided to make this blog. This website is all about creating a great impression in court and understanding how to present yourself to the judge and jury. After all, you might be trying to defend your innocence to avoid potential jail time. Check out this blog for great tips that could help you to protect your freedom.

Educate Yourself About Student Loans And Social Security Disability

Law Blog

Education is a worthy goal, but the burden of paying off that student loan usually looms large. If you find yourself in the unfortunate circumstance of being unable to work at your job due to a medical condition, you may feel the financial pinch even harder. Fortunately, there may be help for those who have been approved for Social Security Disability payments and who also have outstanding student loan debts. Read on to learn more about the special provisions that could allow you to have your student loan debt forgiven.

The TPD Program

If you have been through the qualifying process for the Social Security Disability program, you are probably already familiar with how stringent the provisions for approval can be. While the Social Security Administration requires that you be unable to work for at least one year (or that you expect to be unable to work for at least one year), the program for student loan forgiveness has even greater condition duration rules. The Total and Permanent Disability Discharge (TPD) program requires that you be unable to work at your job due to a medical condition for at least 60 months (which is 5 years). It should be noted that if you qualify for the Social Security Administration's Medical Improvement Not Expected program, you will eligible to apply for the TPD program right away, once you have been approved for Social Security benefits.

Student Loan Programs that Qualify for the TPD Program

If your student loan is one of the following, you may qualify for the TPD program and have your loan forgiven:

  • Teacher Education Assistance for College and Higher Education Grant Service (TEACH)
  • Federal Perkins Loan
  • Federal Family Education Loan (FFEL)
  • William D. Ford Federal Direct Loan Program

What Else to Know About the TPD Program

  1. If you have more than one type of qualifying student loan, you may apply for forgiveness for as many as you have, but a separate application for each is necessary.
  2. Just as with the income limits for Social Security Disability, you must not exceed the set income amount each month.
  3. Being accepted into the TPD program could prevent you from being able to ever get another student loan.
  4. If you are experiencing collection activity as a result of being behind on you loan payments, that should cease as soon as you contact disability discharge services; you should be cautioned, however, that collection activity could resume if you fail to comply with the paperwork requirements within 120 days.

The first step in getting your student loan forgiven is an approval by the Social Security Administration, so if you have been turned down for benefits contact a Social Security attorney at a firm like Vandeventer Black LLP right away.

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30 November 2016